{"id":303,"date":"2017-11-16T17:30:00","date_gmt":"2017-11-16T16:30:00","guid":{"rendered":"http:\/\/glancu.com\/blog\/?p=303"},"modified":"2018-06-15T22:04:07","modified_gmt":"2018-06-15T20:04:07","slug":"dlaczego-warto-oszczedzac","status":"publish","type":"post","link":"https:\/\/glancu.com\/blog\/dlaczego-warto-oszczedzac\/","title":{"rendered":"Dlaczego warto oszcz\u0119dza\u0107?"},"content":{"rendered":"<div class=\"content\"><p>Cze\u015b\u0107! Dzisiaj opisz\u0119 Ci dlaczego warto oszcz\u0119dza\u0107 i po co w og\u00f3le mie\u0107 oszcz\u0119dno\u015bci. Zapraszam!<\/p>\n<p><!--more--><\/p>\n<h3>Niespodziewane wydatki<\/h3>\n<p>Czasem w \u017cyciu zdarza si\u0119 tak, \u017ce nagle musimy ponie\u015b\u0107 mniejsze, lub wi\u0119ksze wydatki. Od rzeczy mniej wa\u017cnych, jak na przyk\u0142ad toster, po wa\u017cniejsze jak lod\u00f3wka, czy popsuty samoch\u00f3d, kt\u00f3rym codziennie je\u017adzi\u0107 do pracy.<\/p>\n<h3>Oszcz\u0119dzanie na konkretn\u0105 rzecz<\/h3>\n<p>S\u0105 te\u017c rzeczy o kt\u00f3rych marzymy, ale nie zawsze wystarcza na to pieni\u0119dzy. Dlatego warto ustali\u0107 ile potrzebujemy, w ci\u0105gu jakiego okresu chcemy ten przedmiot kupi\u0107 i wyliczy\u0107 ile musimy oszcz\u0119dzi\u0107.<\/p>\n<h3>Oszcz\u0119dno\u015b\u0107 na emerytur\u0119<\/h3>\n<p>Emerytury nie zawsze s\u0105 na tyle wysokie, by \u017cy\u0107 bez problemu i spe\u0142nia\u0107 swoje marzenia.<\/p>\n<h3>Sprzedawaj niepotrzebne rzeczy<\/h3>\n<p>Na pewno przez wiele lat w mieszkaniu masz kilka rzeczy, kt\u00f3re s\u0105 Ci totalnie nie potrzebne, ale mog\u0105 przyda\u0107 si\u0119 komu\u015b innemu. Je\u017celi masz przedmioty w dobrym stanie, ale si\u0119 kurz\u0105 to zr\u00f3b zdj\u0119cia przedmiot\u00f3w i wystaw je. Zawsze par\u0119 groszy do przodu \ud83d\ude09<\/p>\n<h3>ZUS kosztuje<\/h3>\n<p>Je\u017celi pracujesz jako freelancer to na pewno musisz liczy\u0107 si\u0119 z tym, \u017ce nie zawsze dostaniesz pieni\u0105dze na czas, a ZUS musisz op\u0142aca\u0107 regularnie bez znaczenia, czy masz pieni\u0105dze za projekt, czy te\u017c nie. Dlatego warto mie\u0107 oszcz\u0119dno\u015bci przygotowane r\u00f3wnie\u017c na to.<\/p>\n<h3>Stworzenie poduszki finansowej<\/h3>\n<p>S\u0142u\u017cy ona do tego wszystkiego, co napisa\u0142em wy\u017cej. Poduszka finansowa mo\u017ce przyda\u0107 si\u0119 na ka\u017cdym roku \u017cycia i nigdy nie wiesz kiedy b\u0119dziesz potrzebowa\u0142 mniejszej, lub wi\u0119kszej sumy pieni\u0119dzy.<\/p>\n<p>&nbsp;<\/p>\n<h3>Podsumowanie<\/h3>\n<p>Jak widzisz warto oszcz\u0119dza\u0107 na wydatki te, kt\u00f3re sobie planujemy, ale nie tylko.<\/p>\n<p>A czy Ty oszcz\u0119dzasz regularnie jak\u0105\u015b cz\u0119\u015b\u0107 swoich pieni\u0119dzy? Je\u017celi tak to koniecznie podziel si\u0119 w komentarzu poni\u017cej!<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<div class=\"post-excerpt\">Cze\u015b\u0107! Dzisiaj opisz\u0119 Ci dlaczego warto oszcz\u0119dza\u0107 i po co w og\u00f3le mie\u0107 oszcz\u0119dno\u015bci. Zapraszam!<\/div>\n","protected":false},"author":31241,"featured_media":304,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[124,125,74],"class_list":["post-303","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktualnosci","tag-dlaczego","tag-oszczedzac","tag-warto"],"better_featured_image":{"id":304,"alt_text":"","caption":"","description":"","media_type":"image","media_details":{"width":1280,"height":851,"file":"2017\/11\/oszczedzanie.jpg","sizes":{"thumbnail":{"file":"oszczedzanie-440x290.jpg","width":440,"height":290,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-440x290.jpg"},"medium":{"file":"oszczedzanie-300x199.jpg","width":300,"height":199,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-300x199.jpg"},"medium_large":{"file":"oszczedzanie-768x511.jpg","width":768,"height":511,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-768x511.jpg"},"large":{"file":"oszczedzanie-1100x731.jpg","width":1100,"height":731,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-1100x731.jpg"},"gazana_standard":{"file":"oszczedzanie-1100x640.jpg","width":1100,"height":640,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-1100x640.jpg"},"gazana_square":{"file":"oszczedzanie-1100x851.jpg","width":1100,"height":851,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-1100x851.jpg"},"gazana_grid":{"file":"oszczedzanie-530x380.jpg","width":530,"height":380,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-530x380.jpg"},"gazana_list":{"file":"oszczedzanie-530x640.jpg","width":530,"height":640,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-530x640.jpg"},"gazana_masonry":{"file":"oszczedzanie-530x352.jpg","width":530,"height":352,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-530x352.jpg"},"gazana_mini":{"file":"oszczedzanie-100x100.jpg","width":100,"height":100,"mime-type":"image\/jpeg","source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie-100x100.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"1","keywords":[]}},"post":303,"source_url":"http:\/\/glancu.com\/blog\/wp-content\/uploads\/2017\/11\/oszczedzanie.jpg"},"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"W tym wpisie opisa\u0142em dlaczego warto oszcz\u0119dza\u0107 i po co w og\u00f3le mie\u0107 oszcz\u0119dno\u015bci.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Norbert Glanc\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/glancu.com\/blog\/dlaczego-warto-oszczedzac\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"pl_PL\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Glancu | Glancu.com | Rozw\u00f3j osobisty, kreatywno\u015b\u0107, oszcz\u0119dzanie czasu, motywacja i programowanie.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Dlaczego warto oszcz\u0119dza\u0107? 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